Over the past few years, The Reserve Bank of India (RBI) has consistently lowered interest rates. Consider this, The RBI has lowered its Repo Rate (i.e. the rate at which RBI lends to commercial banks) from a high of 8% in 2015 to its current rate of 4%. Falling interest rates have resulted in a…
portfolio management
Understanding the stock market – a confluence of science, patience and luck
Back in 2014, at the peak of pessimism in stock markets there were hardly any takers for even the most marquee names in the stock market. Today’s Rs. 2300 share of Reliance was trading at 450. Infosys at 400 and HDFC Bank at 320 (both trading above Rs. 1000/ share today). These days things are…
All About Stock Selection Criteria
When selecting stocks, it is difficult to review the massive amount of data available from various sources for assessing equity fundamentals. Developing a good stock selection criteria for evaluating stocks can make this tedious task much less stressful. That being said, a bigger problem these days is to select a stock selection criteria. Just type…
Declining FD Interest rates bring focus back on Debt Mutual Funds
Over the past few years, The Reserve Bank of India (RBI) has consistently lowered interest rates. Consider this, The RBI has lowered its Repo Rate (i.e. the rate at which RBI lends to commercial banks) from a high of 8% in 2015 to its current rate of 4%. Falling interest rates have resulted in a significant reduction in…
Which Debt Mutual Fund Should You Buy?
Over the last few weeks, I have been reading many articles on various aspects of debt fund investing. I have also received many queries on where investors should park their money to cushion against stock market uncertainty. To quote some of the more relevant questions: Are debt funds safe? So many companies are defaulting, will…
Structured Product – Edelweiss Twin Win and Large Cap Review
What is Structured Product? Structured product is a hybrid investment instrument which combines investment instrument such as equity, commodities or derivative to earn a fixed or variable rate of return with pre decided minimum fixed return. The combination allows the product to maximize the probability of generating higher than expected return while keeping the downside…
Kotak Special Situations Value Strategy PMS Review
Product – Kotak Special Situations Value Strategy PMS Benchmark – Nifty 500 Portfolio Composition – the portfolio typically consists of 15-20 stocks Kotak Special Situations Value Strategy PMS – Investment Philosophy The portfolio shall be a mix of Value Opportunities and Special Situations. Value Opportunities – Investing in those stocks which are available at a…
Motilal Oswal India Opportunities Fund (IOPV2) – PMS Review
Product: Motilal Oswal India Opportunities Fund (IOPV2) Strategy Focus: deliver higher returns by making investments in stocks and sectors that can benefit from India’s emerging businesses. Concentration: The portfolio typically consists of 15-20 mid cap stocks. Ideal for: Ideal for investors looking to invest in small and mid cap stocks for higher than average growth. Note:…
Judge portfolio performance and time, not timing
I once saw a business card of a financial advisor which had the letters 8% – 12% – 16% – 24% printed on the back. I asked him what this meant. His reply: It just creates curiosity, everyone who gets this card in hand asks me what you just asked. It gives me an opening.…
Invesco India RISE Portfolio – PMS Review
Here’s a look at the Invesco India RISE Portfolio. The basic portfolio strategy aims at investing in companies with: R: Recovery in Demand I: Idle Capacity with interest costs declining due to declining financial leverage S: Superior business models with healthy balance sheets and a potential for earnings to jump back quickly E: Earnings Recovery…
How Much of Your Portfolio Should be in Fixed Income – Asset Allocation
View on the Market: From these levels it is unlikely that the markets will fall much. As always, stocks and indices can move up or down 10% in either direction without a real reason. Like you, everyone is waiting for the market to fall so they can invest at better value. Any 2-3% fall will…
Motilal Oswal Value Strategy PMS Review
Product: Motilal Oswal Value Strategy PMS “Value PMS” Focus: deliver higher returns by making investments in successful businesses managed by efficient management. Concentration: The portfolio typically consists of 15-20 large cap stocks. Ideal for: Ideal for investors looking to invest in large cap companies for long term wealth creation view. Note: Not more than 10-12%…
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