Assume a fund growth between 8-9% p.a. (there are many such funds). Effectively such a fund is paying 0.67-0.75% per month. In reality, returns are not linear. I.e. based on interest rate scenario fund will move up say 1% in a given month and move only 0.1% in yet another month but will grow at…
mutual fund
Top Mutual Funds With Minimum Difference in Expense Ratio
Expense Ratio: the amount an investor pays to a fund manager every year to manage his money. Expenses include fund management fee, agent commissions, registrar fees, and selling and promotional expenses. Note: According to regulation 52 of SEBI Mutual Fund Regulations, there are limits on the total expense ratio (which includes investment management and advisory fees) charged by mutual…
How to Redeem Fractional Units of ETFs and Mutual Funds?
Redeem Fractional Units in ETFs/Liquid Bees Liquid Bees (and other ETFs) declare daily dividend which gets reinvested in the same scheme on daily basis. The units arising out of dividend reinvestment result in fractional units. (The Units are allotted up to three decimals). As the minimum trading lot that an investor can sell on NSE…
Best Mutual Fund Allocation
Single most important strategic decision in investing is how best you allocate your mutual funds investments. There are different types of mutual funds available to invest in including equity, index, debt, liquid, gold and thematic funds (like infrastructure, Pharma etc) – the list is quite exhaustive. Keep in mind that you don’t have to invest in…
What Happen if you Miss Your Mutual Fund SIP installment?
Systematic Investment Plan (SIP) is a regular and disciplined way of investing money in mutual funds. SIP allows you to invest a certain pre-determined amount at a regular interval (weekly, monthly, quarterly, etc). SIP helps the investor inculcate the habit of saving and building wealth for the future. Read More – How to Start Systematic…
How to Buy Online Mutual Fund Plans
From early 2016, investors will be able to buy mutual funds online via e-commerce websites (such as Flipkart, Snapdeal, Amazon etc). Securities & Exchange Board in India (SEBI) is considering introducing a third category of mutual funds called online mutual fund plans, which can be sold through e-commerce websites. This is likely to help both,…
Mutual Funds Vs. Investing directly in stocks
Do you suggest buying mutual funds or investing directly in stocks? From my immediate family to everyone in the extended circle of my distant family friends, everyone has asked me this question at least once. While I have no stats on how many took my advice, my answer had one thing common in 100% of…
Latest Portfolio Holdings |Top Performing Mutual Funds
Portfolio Holdings as of 30 October, 2014 Last updated: 3rd March, 2015
Best Systematic Investment Plans in India-Start on Your Own
When it comes to financial products, I often sound like a doomsday conspirator. Some of the things I have written in past: Mutual funds are ‘mostly’ pointless; F&O trading – that too based on software, charts, tips and tools, my friend – it’s like trying to reach supersonic speeds in your money losing efforts; Stock…
SEBI Registered Investment Advisor INA100004608