DO YOU KNOW, every time markets are trading below valuations of 16, they deliver 34% returns over the next 3 years. When trading between 16-19, they deliver 20% over the next 3 years. When trading above 19, the returns are only 3.4% for the next 3 years. But what does it really mean when someone…
investment advice
Confessions: What your Financial Advisors will not tell you
This is 100% true for 100% financial advisors; Just that some tell it more than others! (1.) We are likely to disclose selectively– No mentor ever told his prodigy – ‘you will have to lie to succeed’. That is not something anyone aspires to do. What financial advisors do all the time however is to…
Top Mutual Funds With Minimum Difference in Expense Ratio
Expense Ratio: the amount an investor pays to a fund manager every year to manage his money. Expenses include fund management fee, agent commissions, registrar fees, and selling and promotional expenses. Note: According to regulation 52 of SEBI Mutual Fund Regulations, there are limits on the total expense ratio (which includes investment management and advisory fees) charged by mutual…
Structured Product – Edelweiss Twin Win and Large Cap Review
What is Structured Product? Structured product is a hybrid investment instrument which combines investment instrument such as equity, commodities or derivative to earn a fixed or variable rate of return with pre decided minimum fixed return. The combination allows the product to maximize the probability of generating higher than expected return while keeping the downside…
Motilal Oswal India Opportunities Fund (IOPV2) – PMS Review
Product: Motilal Oswal India Opportunities Fund (IOPV2) Strategy Focus: deliver higher returns by making investments in stocks and sectors that can benefit from India’s emerging businesses. Concentration: The portfolio typically consists of 15-20 mid cap stocks. Ideal for: Ideal for investors looking to invest in small and mid cap stocks for higher than average growth. Note:…
Buying Stocks with High Dividend Yield
The rule is simple: Buy Large cap stocks when their dividend yield is about 3-4% and either sell them when the dividend yield falls to 1-2% or better still – HOLD THEM FOREVER. Dividend yield: The dividend yield is the amount which a company pays out in the form of dividends each year relative to its share price. It’s…
Rules for Selecting a PMS Scheme
These days investors are looking at PMS Schemes as a more viable option to mutual funds. Particularly where the ticket size is above Rs. 25 lakhs. One clear advantage of selecting a PMS scheme is your ability to tailor the product as per your risk profile. This may not necessarily be true given that most…
Recent Recommendations and Market Outlook
[1] Rama Steel – Manufactures Galvanized Iron (GI Pipes) which are typically used in water, sewage, and oil and gas transmission and are also put to various uses in the infrastructure sectors. The Company operates through 3 manufacturing facilities: 2 plants at Sahibabad (Uttar Pradesh) with capacity of 75,000 MT per annum and 24,000 MT per…
Performance Update – Budget Day Stocks Recommendation
On the budget day I had recommended A TOTAL OF 10 stocks the video link (of the first part) of which is linked above. Here is a performance monitor for those stocks recommendation: Stocks Price on 29th Feb 2016 Price on 13th April 2016 Change (%) IDBI 56.2 70.15 24.82% ACC 1195 1470.5 23.05% Dhanuka…
How to Start a Systematic Investment Plan (SIP) in Mutual Funds
Systematic Investment Plan (SIP) is a regular and disciplined way of investing money in mutual funds. SIP allows you to invest a certain pre-determined amount at a regular interval (weekly, monthly, quarterly, etc). An SIP is a planned approach to investments and more than anything it helps the investor inculcate the habit of saving and…
Top 6 Investing Mistakes of All Times
Meeting with individual investors over the years has taught me much about investing mistakes. No matter how you classify investors (i.e. fundamental, technical or confused), the mistakes they make are almost invariably identical. While some mistakes are the result of simply not knowing what to do, many are the results of either (i) losing interest;…
Who Should Buy Bonds/ Debt Mutual Funds
Investors who have low risk appetite and prefer to invest in safe instruments like fixed deposits can look at debt mutual funds to get better after tax returns. Investment in debt funds is suitable for investors who want to earn satisfactory return on their capital by taking low to moderate levels of risk. Typically, the returns will vary…
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